Inertia

The Law of Inertia I am an avid fan of science, especially physics.   Why?  Because every aspect of our very existence flow from the fundamental laws of physics.  From biological to radiation and thermodynamics, there is a law summarizing the general properties and...

Uncertainty

It may seem strange, given the performance of the stock market this past year, to consider the prospects of corporate downsizing and restructuring.   On the surface it appears that record profits are being had, and companies should be embarking upon hiring binges. ...

The pro rata rule and you

The “pro-rata rule” and IRA conversions. Are you contemplating funding a non-deferred IRA and then effecting a Roth conversion in 2014 because your income level exceeds the phase-outs for funding eligibility?  If so, you may want to pay attention to the pro-rata rule...